Explore Your Bankruptcy Options in Athens, GA
Are creditors calling nonstop? Facing foreclosure or behind on bills in Athens, GA? You may qualify for debt relief through bankruptcy. Whether you’ve lost income, faced a medical emergency, or simply feel buried by high-interest debt, help is available.
Serving Athens and Clarke County with Compassionate Legal Help
H. Brooks Cotten offers trusted, confidential bankruptcy services for individuals and families in Athens. We’ve helped thousands across Georgia take back control of their finances and start fresh — without judgment.
Which Type of Bankruptcy Is Right for You?
There are two main options depending on your income and goals:
- Chapter 7: Wipes out many unsecured debts — like credit cards, medical bills, payday loans — and offers a fresh start in just a few months.
- Chapter 13: Lets you catch up on missed mortgage or car payments over time while keeping your property safe.
Why Work With H. Brooks Cotten?
- ✔ Local experience with Athens and Clarke County bankruptcy courts
- ✔ 30+ years helping Georgia residents file with confidence
- ✔ You speak directly with your attorney — not a caseworker
- ✔ Affordable fees and personalized legal strategy
Filing bankruptcy can stop foreclosure, repossession, and wage garnishment immediately — even if they’ve already started.
Helping Athens-Area Residents Every Step of the Way
Whether you live in Athens proper, near the UGA campus, or in surrounding towns like Watkinsville or Winterville, we’re here to support you. Our office makes the process clear and simple — from your free initial consultation to final discharge of your case.
Ready to take the next step? Let’s talk about your options in a pressure-free conversation. Bankruptcy isn’t right for everyone — but if it is, you deserve to understand how it works.
📞 Reach out today: Schedule a free consultation with H. Brooks Cotten and take the first step toward peace of mind.
Need Debt Relief? Let’s Talk.
Tell us about your situation and we’ll help you explore your bankruptcy options—confidential and judgment-free.
