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Ronnie

Author: Ronnie

Can I File for Bankruptcy Without Going to Court in Georgia?

Many people hesitate to consider bankruptcy because they picture a dramatic courtroom scene, complete with lawyers, judges, and public testimony. But for most individuals filing personal bankruptcy in Georgia, that image couldn’t be further from reality. If you’re considering Chapter 7 or Chapter 13, the good news is that you likely won’t need to spend

What Happens to My Car if I File Bankruptcy in Georgia?

Worried about keeping your car if you file bankruptcy in Georgia? You’re not alone. Many people in Newnan and Coweta County rely on their vehicles for daily life, and the thought of losing it can be stressful. Fortunately, bankruptcy often gives you options to keep your car depending on your loan status, the value of

Why Bankruptcy Isn’t the End — It’s a Fresh Start for Newnan Residents

When people in Newnan hear the word “bankruptcy,” they often associate it with failure or shame. But in reality, bankruptcy can be the legal tool that helps families and individuals in Coweta County take back control of their financial lives. Whether you’re overwhelmed by credit card debt, medical bills, wage garnishments, or foreclosure threats, bankruptcy

Chapter 7 vs. Chapter 13 Bankruptcy – Which One Is Right for Me?

If you’re considering bankruptcy in Georgia, one of the first questions you’ll face is: Should I file Chapter 7 or Chapter 13? While both types offer relief from debt, they serve very different financial situations. Let’s break down the pros and cons of each — and help you decide which path fits your goals. ⚖️

Chapter 7 vs. Chapter 13 Bankruptcy in Georgia: What’s the Difference?

If you’re overwhelmed by debt in Georgia, you’ve probably heard about Chapter 7 and Chapter 13 bankruptcy — but how do you know which one is right for you? Both options are designed to help you get a fresh start, but they work in very different ways. At Newnan Bankruptcy, Attorney H. Brooks Cotten helps

Does Bankruptcy Stop Wage Garnishment or Lawsuits in Georgia?

If you’re facing wage garnishment, a lawsuit, or creditor harassment, you’re probably feeling trapped. You may be wondering if filing bankruptcy in Georgia can help. The short answer? Yes — bankruptcy can stop most garnishments and lawsuits immediately. Let’s break down how it works, what it can stop, what it can’t, and how fast the

What Happens to My House and Car if I File Bankruptcy in Georgia?

One of the biggest fears people have when considering bankruptcy is losing everything — especially their home or vehicle. But here’s the truth: filing bankruptcy in Georgia doesn’t automatically mean you’ll lose your house or car. In many cases, you can keep them — depending on your equity, your loan status, and which chapter you

What Debts Can and Can’t Be Discharged in Bankruptcy? (Georgia Guide)

When people think of bankruptcy, they often imagine wiping out all their debts and starting over with a clean slate. But the truth is — not all debts are treated equally in the eyes of the law. Some debts can be fully discharged (meaning you’re no longer legally obligated to pay them), while others survive
About Us

H. Brooks Cotten, PC is a local law firm located in Newnan, GA.

We have over 30 years of combined experience helping people file for bankruptcy. We have been in practice since 1992.

We are licensed in California, Alabama, and Georgia. We offer Free Initial Consultations to help you uncover your options for Bankruptcy.

Contact Us
4046 Hwy 154, Suite 113
Newnan, GA 30263