Serving Thomaston Families Facing Financial Stress and Debt
Are you struggling to make ends meet in Thomaston, GA? Whether you’re dealing with past-due bills, repossession threats, or constant calls from creditors, you do have options. H. Brooks Cotten has helped countless people in Thomaston and Upson County eliminate debt through Chapter 7 and Chapter 13 bankruptcy.
Compassionate Legal Help for Thomaston Residents
Our firm has over 30 years of experience helping Georgia residents stop foreclosures, wipe out credit card debt, and create a path to financial freedom. We work directly with clients from Thomaston and surrounding rural areas to create personalized, effective solutions that restore peace of mind.
Is Bankruptcy Right for You?
Bankruptcy may be a smart solution if you’re facing any of the following:
- Mounting credit card or medical debt
- Risk of home foreclosure or car repossession
- Wage garnishment or frozen bank accounts
- Calls and harassment from debt collectors
Chapter 7 vs. Chapter 13 for Thomaston Clients
Not sure which chapter applies to your situation? Here’s a breakdown of the two most common options:
| Chapter 7 Bankruptcy | Chapter 13 Bankruptcy |
|---|---|
| Discharges most unsecured debt | Creates a payment plan over 3–5 years |
| Fast process (4–6 months) | Helps stop foreclosure and catch up on payments |
| Usually for those with limited income or assets | Ideal for those with regular income |
Your Local Upson County Bankruptcy Lawyer
At our office, you won’t deal with out-of-state call centers or assistants who don’t know your area. H. Brooks Cotten understands the unique needs of Thomaston residents and is dedicated to helping individuals and families in our region start fresh with dignity and respect.
Free Consultation for Thomaston, GA Residents
If you’re unsure where to begin, start with a no-cost consultation. We’ll listen carefully to your situation and walk you through your options—without pressure or judgment.
📞 Let’s talk. Schedule your free consultation today and take the first step toward peace of mind.
Need Debt Relief? Let’s Talk.
Tell us about your situation and we’ll help you explore your bankruptcy options—confidential and judgment-free.
