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If you are one of the millions of Americans struggling with insurmountable debt and financial stability, then you have come to the right place for help. Newnan Bankruptcy attorneys H. Brooks Cotten and Gina Karrh will be using this blog to provide insightful information about the benefits of bankruptcy. Don't hesitate to call us TODAY!

Chapter 7 - $0 Down if you qualify with a bank account

Chapter 7 is called a "straight" bankruptcy. It is used to wipe out unsecured debts like repossession and old tax debt.. *Affordable Installment Plans Available.

Chapter 13 - $0 Down if you qualify for an Employer Deduction Order

Chapter 13 is a debt consolidation plan used to stop foreclosures, garnishments, and repossessions without creditors' consent.

Reorganize Student Loans

Pay student loans in whole or in part through Chapter 13. There is more outstanding student loan debt today than there is credit card debt, crowding out the ability to borrow for houses and cars.

Chapter 7 or Chapter 13? Which is Right for You?

Chapter 7 and Chapter 13 are different tools that are used to handle different financial problems. Check out our Frequently Asked Questions Page for More Info!
Set up an appointment with a lawyer to see if you qualify.

Latest Blog Articles

9. Nov
Redemption in Chapter 7: Keep Your Car While Lowering the Payments

Redemption in Chapter 7: Keep Your Car While Lowering the Payments

In Chapter 7, there are three possibilities for dealing with a debt that is secured by collateral, one of which is a “redemption”. Redemptions are usually only done with regard to vehicles, though it would be theoretically possible to do it with other types of personal property too. This article deals with redeeming cars. This …
12. Jun
Tax Refunds, Lawsuit Recoveries, and Inheritances

Tax Refunds, Lawsuit Recoveries, and Inheritances

If the state or federal government owes you money for a tax refund that you have not yet received, this is considered to be an “asset” owned by you similar to money in your bank account. Assets should be disclosed in bankruptcies. You are then allowed to “exempt” or protect those assets within certain dollar …

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