We are Newnan, GA based law firm focused on excellence.

If you are one of the millions of Americans struggling with insurmountable debt and financial stability, then you have come to the right place for help. Newnan Bankruptcy attorney H. Brooks Cotten will be using this blog to provide insightful information about the benefits of bankruptcy. Don't hesitate to call us TODAY!

Chapter 7 - $0 Down if you qualify with a bank account

Chapter 7 is called a "straight" bankruptcy. It is used to wipe out unsecured debts like repossession and old tax debt.. *Affordable Installment Plans Available.

Chapter 13 - $0 Down if you qualify for an Employer Deduction Order

Chapter 13 is a debt consolidation plan used to stop foreclosures, garnishments, and repossessions without creditors' consent.

Reorganize Student Loans

Pay student loans in whole or in part through Chapter 13. There is more outstanding student loan debt today than there is credit card debt, crowding out the ability to borrow for houses and cars.

Chapter 7 or Chapter 13? Which is Right for You?

Chapter 7 and Chapter 13 are different tools that are used to handle different financial problems. Check out our Frequently Asked Questions Page for More Info!
Set up an appointment with a lawyer to see if you qualify.

Latest Blog Articles

11. Nov
Hearings By Telephone

Hearings By Telephone

Before the pandemic, bankruptcy court hearings were conducted in person at the federal courthouse. You had to deal with parking, child care, etc., and all of us had a long wait in court for other hearings to be finished. All of this meant missing work or missing some other productive activity. For first-timers, it could …
9. Mar
CONSUMER BANKRUPTCY SOLUTIONS: CRAZY DEBT AND CRAZY PRICES

CONSUMER BANKRUPTCY SOLUTIONS: CRAZY DEBT AND CRAZY PRICES

          It’s been a wild ride recently. The pandemic is finally easing, after causing death, hospitalization, unemployment, and ballooning debt. The government and some lenders tried to ease the pain with stimulus payments, child tax credits, eviction moratoriums, and a temporary freeze on foreclosures and garnishments. Some mortgage lenders allowed borrowers …

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