We are Newnan, GA based law firm focused on excellence.

If you are one of the millions of Americans struggling with insurmountable debt and financial stability, then you have come to the right place for help. Newnan Bankruptcy attorneys H. Brooks Cotten and Gina Karrh will be using this blog to provide insightful information about the benefits of bankruptcy. Don't hesitate to call us TODAY!

Chapter 7 - $0 Down if you qualify with a bank account

Chapter 7 is called a "straight" bankruptcy. It is used to wipe out unsecured debts like repossession and old tax debt.. *Affordable Installment Plans Available.

Chapter 13 - $0 Down if you qualify for an Employer Deduction Order

Chapter 13 is a debt consolidation plan used to stop foreclosures, garnishments, and repossessions without creditors' consent.

Reorganize Student Loans

Pay student loans in whole or in part through Chapter 13. There is more outstanding student loan debt today than there is credit card debt, crowding out the ability to borrow for houses and cars.

Chapter 7 or Chapter 13? Which is Right for You?

Chapter 7 and Chapter 13 are different tools that are used to handle different financial problems. Check out our Frequently Asked Questions Page for More Info!
Set up an appointment with a lawyer to see if you qualify.

Latest Blog Articles

12. Nov
We've Got Your Back in These Hard Times

We've Got Your Back in These Hard Times

This virus is hurting some people much more than others, and no one really knows when (or if) their own financial situation will turn around. We know that many people are hurting financially, even though creditor collection activity is way down... at least for now. Foreclosures are down, suits and garnishments are down, and repossessions …
10. Sep

Bankruptcy and Your Credit

It seems like you’re drowning in debt. Until now, if you’ve been a little short, you’ve just borrowed money to pay that last bill. Now you are nearing or exceeding your credit limits, and you can’t get the money to satisfy all of your creditors. Maybe you’ve received polite calls about when you intend to …

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