We are Newnan, GA based law firm focused on excellence.
If you are one of the millions of Americans struggling with insurmountable debt and financial stability, then you have come to the right place for help. Newnan Bankruptcy attorney H. Brooks Cotten will be using this blog to provide insightful information about the benefits of bankruptcy. Don't hesitate to call us TODAY!
Debt Relief
Bankruptcy law is the area of federal law that handles situations related to bankrupt persons or businesses. Under the law, a person can file bankruptcy if they are unable to pay their dues in any way. There are different chapters of the bankruptcy …
Chapter 7 Bankruptcy
Criminal law deals with offences against the social order. Under the common law jurisdiction, crimes disturb the sovereign and it is up to the agents of the sovereign to prosecute those offenders. Criminal law is different from civil law. The …
Chapter 13 Bankruptcy
Civil Rights are the basic rights that are provided by every citizen of the country according to the constitution. The law gives every citizen the right to practice his or her religion, speak freely and to live in the country without any discrimination …
Chapter 7 - $0 Down if you qualify with a bank account
Chapter 7 is called a "straight" bankruptcy. It is used to wipe out unsecured debts like repossession and old tax debt.. *Affordable Installment Plans Available.Chapter 13 - $0 Down if you qualify for an Employer Deduction Order
Chapter 13 is a debt consolidation plan used to stop foreclosures, garnishments, and repossessions without creditors' consent.Reorganize Student Loans
Pay student loans in whole or in part through Chapter 13. There is more outstanding student loan debt today than there is credit card debt, crowding out the ability to borrow for houses and cars.Chapter 7 or Chapter 13? Which is Right for You?
Chapter 7 and Chapter 13 are different tools that are used to handle different financial problems. Check out our Frequently Asked Questions Page for More Info!Latest Blog Articles
The Emotional Toll of Debt Problems
Hearings By Telephone
Testimonials
I could not ask for a better attorney. The girls in the office are so helpful and anytime I need help with anything they are so polite and quick to respond. I highly recommend Gina Karrh she is extremely down to earth and has never been condescending no matter what I needed her to handle.
Catherine Owensby
Gina was great. She helped me with everything I needed. She is the one person I went to that was even willing to put my needs and my families needs first. And found us a solution to our problem. Thank you so much Gina. I would recommend her to anyone.
Donna Robertson
I am highly pleased with the results I have received from Gina Karrh. She worked with me in a timely manner to stop creditors from garnishing my pay and saving my home. I have recommended the law office of Brooks Cotten to everyone I have met with debt problems. I will continue to recommend this law office and the work that Brooks and Gina do. No one can go wrong with hiring Gina Karrh or Brooks Cotten. They are faithful in commenting themselves to helping their clients all the way to the end of their bankruptcy.
Ramona Burden
MS.GINA IS BEST LAWYER THAT I HAVE HAD. SHE HAS HELP ME AND MY HUSBAND A LOT .THROUGH OUR HARD TIME SHE HAS GONE OUT HER WAY MANY TIMES, THANK GOD FOR HER. SHE IS EXCELLENT SERVICE , AND VERY FRIENDLY.
Chandra Woods