We are Newnan, GA based law firm focused on excellence.

If you are one of the millions of Americans struggling with insurmountable debt and financial stability, then you have come to the right place for help. Newnan Bankruptcy attorneys H. Brooks Cotten and Gina Karrh will be using this blog to provide insightful information about the benefits of bankruptcy. Don't hesitate to call us TODAY!

Chapter 7 - $0 Down if you qualify with a bank account

Chapter 7 is called a "straight" bankruptcy. It is used to wipe out unsecured debts like repossession and old tax debt.. *Affordable Installment Plans Available.

Chapter 13 - $0 Down if you qualify for an Employer Deduction Order

Chapter 13 is a debt consolidation plan used to stop foreclosures, garnishments, and repossessions without creditors' consent.

Reorganize Student Loans

Pay student loans in whole or in part through Chapter 13. There is more outstanding student loan debt today than there is credit card debt, crowding out the ability to borrow for houses and cars.

Chapter 7 or Chapter 13? Which is Right for You?

Chapter 7 and Chapter 13 are different tools that are used to handle different financial problems. Check out our Frequently Asked Questions Page for More Info!
Set up an appointment with a lawyer to see if you qualify.

Latest Blog Articles

9. Jul

COVID: YOU ARE NOT ALONE. WE’RE THE MOST EXPERIENCED CONSUMER BANKRUPTCY FIRM AROUND. FULL STOP.

Everyone is affected by this disease and by this economy, but it affects some people more than others. All people are not “equal” in the way life treats them, and luck isn’t equally distributed. If you have the prospect of drowning in debt, you may need help in choosing the best path forward. We’ve been …
5. Mar

THE EFFECT OF RECENT PURCHASES BEFORE FILING CHAPTER 7

It can be a “red flag” to creditors where a Debtor has actively used credit cards for purchases or cash advances shortly before filing bankruptcy. However, it is not true that all (or even most) such recent charges are “non-dischargeable” (that is, that the debts are not wiped out by the bankruptcy). Sometimes this pattern …

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